Imagine being a teenager, full of dreams... but unsure how to manage a simple allowance, let alone understand a bank account or plan for the future.

That’s exactly what I saw as a teacher, an assistant professor — and most importantly, as a mother.

Years ago, my son would ask for gadgets, impulsive treats, or birthday splurges — without a second thought about money. Like many teens, he didn't see money as a tool… just something parents “figured out.” But I knew the real world wouldn’t be so forgiving.

So, I introduced him to the classic Money Jar experiment — three jars labeled Save, Spend, and Share. What started as a playful activity turned into something far deeper. As his coins filled up, so did his understanding. He budgeted, saved with purpose, and eventually bought his dream gift — not with my money, but his own. That moment changed everything.

It lit a fire in both of us.